Privacy Policy

Last updated: April 19, 2026

This Privacy Policy describes how SmartMoneyDaily (“we”, “us”, or “the Site”), operated by Kkuma Park, collects, uses, and shares information when you visit https://kkumakkuma.github.io/SmartMoneyDaily.

By using this Site, you agree to the practices described below.

1. Information we collect

We collect only the information necessary to operate the Site:

• Log data (IP address, browser type, pages visited, time on page) — automatically collected by our hosting provider (GitHub Pages) and analytics tools.
• Analytics data — anonymized usage statistics via Google Analytics.
• Contact information — only if you voluntarily email us at kkumaspark@gmail.com.

We do not collect names, phone numbers, payment details, or sensitive personal data directly on this Site.

2. Cookies and tracking technologies

This Site uses cookies and similar technologies from the following providers:

• Google Analytics — measures site traffic and user behavior in aggregate. Google Analytics privacy policy.
• Google AdSense — serves advertisements and may use cookies to personalize ads based on your browsing history on this Site and other sites. As a third-party vendor, Google uses the DART cookie. You can opt out of personalized advertising by visiting Google’s Ads Settings.
• Pinterest — loads a share button; may set cookies when the button is rendered.

You can disable cookies in your browser settings. Disabling cookies will not prevent you from reading the Site but may affect how some features behave.

3. Third-party advertising

Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website or other websites. Google’s use of advertising cookies enables it and its partners to serve ads to you based on your visit to this site and/or other sites on the internet. You may opt out of personalized advertising by visiting www.aboutads.info.

4. How we use information

Collected information is used only to:

• Understand how visitors use the Site so we can improve content.
• Serve relevant advertisements that help fund the Site.
• Respond to inquiries sent to us by email.

We do not sell, rent, or trade personal information.

5. Data retention

Analytics data is retained according to Google Analytics default retention settings. Emails you send us are kept only as long as needed to respond to your inquiry.

6. Your rights (GDPR, CCPA, etc.)

Depending on where you live, you may have the right to:

• Access, correct, or delete personal information we hold about you.
• Object to or restrict certain processing of your data.
• Opt out of personalized advertising.
• File a complaint with a data protection authority.

To exercise any of these rights, contact us at kkumaspark@gmail.com.

7. Children’s privacy

This Site is not intended for children under 13 (or under 16 in the EU). We do not knowingly collect information from children. If you believe a child has provided us information, please contact us and we will delete it.

8. Links to other sites

SmartMoneyDaily may link to third-party websites. We are not responsible for the privacy practices of those sites. Please review their policies before submitting any personal data.

9. Changes to this policy

We may update this Privacy Policy from time to time. The “Last updated” date at the top of this page reflects the most recent change. Material changes will be highlighted on the homepage for a reasonable period.

10. Contact

Questions about this Privacy Policy? Email kkumaspark@gmail.com.